The best rates are only available for applicants with excellent scores and who authorize automatic payments. The ‘DFS’ stands for ‘Dell Financial Services’ and should only be alarming IF YOU DID NOT APPLY for a WebBank DFS credit card. By partnering together, they can offer their consumers a Dell Preferred Account Credit Card with no annual fees. Is Upgrade a bank? WebBank may terminate an account relationship if the customer engages in unlawful Internet gambling or other illegal activities. For instance, the business loan that PayPal offers their customers is actually a loan from WebBank, not PayPal. See more Barnett has extensive experience in management, financial analysis, regulatory compliance, credit card processing and operations, budgeting, and management reporting.’ According to the WebBank leadership team section on their website. Any opinions, analyses, reviews, statements or recommendations expressed in this article are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by any of these entities prior to publication. Prosper WebBank offers consumers the option of a fixed rate or unsecured personal loan through WebBank. WebBank was founded in the State of Utah in 1997 under an industrial state bank charter. The WebBank Fingerhut advantage credit account issued by WebBank is a revolving loan which allows their customers to access their credit for online Fingerhut catalog purchases. Upgrade offers loans within a 7.99%-35.97% APR range. WebBank partners with companies to provide credit to their customers, such as, Fingerhut, Yamaha, and Dell Computers. Customers can choose from a flexible installment WebBank loan between $500 and $7,500 that are interest-free if paid off in the first 60 days. WebBank and Upgrade offer fixed-rate, unsecured installment loans for debt consolidation, home improvements, and many other occasions. Together with internationally recognized companies, such as Paypal, Dell, Yamaha, and Fingerhut; WebBank provides their customers with the financing and loans they need to purchase products on credit. 39 out of 52 found this helpful. WebBank promptly discontinued the Pearl Gold MasterCard and their partnership with the two bad actors. WebBank is also the issuer of a revolving, variable rate, general-purpose, consumer, Mastercard brand credit card (click here for more information). People with bad credit or lower credit scores (below 550) can usually qualify for the Fingerhut WebBank Fresh Start Installment Loan. Proper/WebBank loans offer the ability to pay them back early without a prepayment penalty. The BBB accredited WebBank in 2013, which requires the company to follow more stringent business ethical standards. Also, WebBank credit requirements are much lower than most lenders, making them a top choice for people with no credit, limited credit, or bad credit. We know the safety of your account is priority. ‘Mr. WebBank currently offers two Avant-branded credit products to consumers through its partnership with Avant. What products are available through Upgrade? Together with their Brand Partners they offer, Business Loans, Personal Loans, Store Credit Loans, and various alternative loan products. To speak with an Upgrade representative, you may call our toll-free line... Upgrade; About Upgrade; About Upgrade; Articles in this section. and what they have to offer. Credit Knocks is an independent, advertising-supported, information and review service.